A technical event (except death) against whose risk the insurance is taken out cannot or must absolutely not take place. The weather event is inevitable. compensation, and nothing other than compensation, is obtained under an insurance policy other than the accident of life or person; This does not lead to a bet. the amount paid under an insurance contract represents the damage actually suffered; Whoever wins a bet gets his bet back, as well as some additions. The amount of the turnover is paid immediately after the occurrence of the event. Only in the event of damage caused by the event is the money paid within a ceiling set in the insurance contract. Insurance contracts should be distinguished from betting or gambling contracts, such as bets on the rotation of a card or on horse races, etc. .